rightcoastconservative

After graduation, Pearly Lam was searching for her dreams as anyone out there. Despite numerous obstacles faced coupled with indifferent views of many people, she went for her own way to start a business. "The most important thing is I truly know and understand what I want in my future. The determination to become successful will decide how far I can survive in this society", said Pearly during the interview with Finance Malaysia. "I always believe in making things happen, and NOT waiting for things to be happened." Pearly Lam Interview highlights: Without any experience and knowledge of doing business, how you overcome it? Although I don't have any experience before, the determination to start my own business leads me to cross the first step. I believe no matter how big is the dream, how long is the journey would be, we need to start the very important first step to make our dreams a reality. For me, experience and knowledge can be gained along the way, as lo...

Just one week left before the Rabbit Year CNY, local and international press are publishing the high-profile Stanley Ho's family feud. While we're busily shopping during this festive season, many people are chasing the " family drama ", just like another popular Hong-Kong based production. Maybe, TVB's directors should consider converting the reality into a story-line drama/movie. I'm sure this could be a blockbuster-liked production. Hong Kong and Macau tycoon Stanley H o SJM Holdings' most popular casino, Grand Lisboa Obviously, fighting for money is very common nowadays especially for those wealthy families. To spice it up, the bigger the family was, the conflicts gets even greater. Reportedly, Stanley Ho who has 4 branches of family and 17 children sure will intensified the degree of fighting. Source: Wikipedia Who is Stanley Ho? Stanley Ho, also known as Ho Hung-sun, is an entrepreneur in Hong Kong and Macau.  Nickname " King of Gambling "...

As expected, Bank Negara Malaysia (BNM) decided to maintain the Overnight Policy Rate (OPR) at 2.75% yesterday. This was the 3rd time in a row that BNM left it unchanged. Are there any hints by BNM on Malaysia's economy this year? We can explore the "hidden messages" from the monetary policy statement as below: Regional Front: While advanced economies continue to register modest growth, most emerging economies have experienced strong growth. For Asian region, domestic economic activity continues to support the growth momentum amid weaker external demand. Shifts in global liquidity have resulted in significant capital flows into the emerging economies , in particular, Asian region, and have brought with it risks to macroeconomic and financial stability. The region is also being affected by global inflationary pressure arising from the higher commodity and food prices. On Malaysia: Recent indicators point towards a sustained expansion in private sector activity. External...

If you ask any broker or remisier out there, they may show their unity in explaining the 2 weeks down trend of KLCI, by saying " Pre-CNY profit-taking ma ". Sounds so familiar every year? Yes. This is a very good excuse for them or even fund managers to explain the sudden down trend, which caught many investors who jumps in the 2011 new year rally just three weeks ago. Pre-CNY surprise? When will market rebound? Today, investors are experiencing a KLCI rebound, be it technically or not, right before CNY next week. Before this, many of us are predicting a "risky" January, given the rich valuation KLCI commanding after 2010 run-up. In December 2010, we are still in a very cautious mode, only to find out that KLCI reaches a fresh one week all-time high right after 2011. The rally caught investors by surprise, and the great profit-taking too... KLCI are expected to rebound after yesterday morning staggering 20 points slump, only to recover shortly to close 6 points dow...

Post-financial crisis, bonds remain the preferred asset class for more conservative investors because it is less volatile than equities . Asia, for example, remains a sound investment destination with rapid urbanization as a younger and higher population growth will necessitate greater infrastructure spending in the coming years. To provides the golden opportunity, CIMB-Principal Asset Management Bhd has launched a new fund, that allows investors to capitalise on Asia, Australia, New Zealand and Middle East 's improving credit conditions given the high potential of more rating upgrades. "The demand for high-quality bonds in these targeted countries continues to remain high given the low interest rates outlook in the US and Europe, and this should support bond prices for the next few years. In addition, the slower economic recovery of these developed markets is shifting investment appetite to Asia. Combined with the likelihood of bond rating upgrades , this will mean potentia...

Brought to you by "Ernst & Young", the Globalization Index was created to measure the extent to which the 60 largest economies (by GDP) are connecting to the rest of the world. The indicators fall into 5 broad categories: Openness to trade Capital movements Exchange of technology and ideas Labor movements Cultural integration   How did Malaysia fared in 2010? Yes... Malaysia perform better by sitting on the 27th place, one spot ahead of US!!! On top of that, we're globalizing better than BRIC (Brazil, Russia, India, China) countries. Of course, the Index has its method of measurements. Top 10 ranking How did the Index measures? The Index measures " relative " rather than "absolute" globalization. This means that an economy's trade, investment, technology, labor and cultural integration with other economies is measured relative to its GDP rather than by the absolute value of these elements being exchanged. As a result, smaller economies (like...

Leap, Leap, Leap to greater prosperity in the year of Rabbit. In conjunction with the coming festive season, banks are going all out to lure their customers from all angle. It ranges from deposit, investment, insurance, credit cards, and of course shopping and dining. In order to stay relevant, Finance Malaysia is proud to highlights some of the promotions. Deposit CNY Promotion: Hong Leong Saving Account CNY Promotion: UOB Deposit Investment Public Bank is offering auspicious works of art (prosperity fish, peach, and bowl) to customers who invests a minimum of RM50,000 in Unit Trust, plus RM2,000 in Bancassurance or RM50,000 in Foreign Currency Fixed Deposit. CNY Promotion: Public Bank (Investment + Banca / Foreign Currency FD) Eat, Eat, Eat... Enjoy FREE salmon "yee sang" with your AmBank credit card Enjoy 'Extravagant 8 Menu' for just RM888++ with Standard Chartered credit cards.